/* Subpages (FAQ, Apply, Privacy, Terms, Refunds): same nav + one centered column, matching the home page. */
:root{--s-pine:#163E39;--s-pine2:#0E2C28;--s-accent:#1F8A5B;--s-mint:#3ED598;--s-ink:#10201D;--s-soft:#56685F;--s-line:#E3ECE8;--s-wash:#F4F8F6;--s-col:820px}
body{background:#fff}
.rv,.split-words,.split-words .word{opacity:1!important;transform:none!important;filter:none!important}

/* ---------- nav (same as home) ---------- */
.snav{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--s-line)}
.snav-in{max-width:1240px;margin:0 auto;padding:0 24px;height:72px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center}
.snav .brand img{height:21px;width:auto;display:block}
.snav-links{display:flex;gap:4px;background:var(--s-wash);border:1px solid var(--s-line);border-radius:999px;padding:4px}
.snav-links a{font-size:.86rem;font-weight:600;color:var(--s-soft);padding:.5rem 1.05rem;border-radius:999px;text-decoration:none;transition:background .25s,color .25s}
.snav-links a:hover{color:var(--s-pine)}
.snav-links a.on{background:#fff;color:var(--s-pine);box-shadow:0 2px 8px -4px rgba(14,44,40,.3)}
.snav-r{display:flex;gap:8px;justify-content:flex-end}
.sbtn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-weight:600;font-size:.86rem;border-radius:999px;padding:.62rem 1.15rem;text-decoration:none;white-space:nowrap;transition:transform .25s,background .25s,border-color .25s}
.sbtn svg{width:12px;height:12px}
.sbtn-p{background:var(--s-pine);color:#fff!important;box-shadow:0 10px 24px -12px rgba(22,62,57,.8)}
.sbtn-p:hover{background:#1F5149;transform:translateY(-1px)}
.sbtn-o{border:1px solid rgba(22,62,57,.22);color:var(--s-pine)!important;background:#fff}
.sbtn-o:hover{border-color:var(--s-pine)}
.smbar{display:none}

/* ---------- page header + body share ONE centered column ---------- */
.page-hero{padding:clamp(48px,7vw,84px) 0 clamp(20px,3vw,32px)!important;background:linear-gradient(180deg,var(--s-wash),#fff)!important;text-align:left}
.page-hero::before,.page-hero::after{display:none!important}
.page-hero .wrap,.section>.wrap,.section>.narrow,.narrow{max-width:var(--s-col)!important;margin-left:auto!important;margin-right:auto!important;padding-left:24px!important;padding-right:24px!important}
.page-hero .crumbs{font-size:.82rem;color:var(--s-soft);margin:0 0 12px}
.page-hero .crumbs a{color:var(--s-soft);text-decoration:none}
.page-hero .crumbs a:hover{color:var(--s-pine)}
.page-hero h1{font-size:clamp(2.3rem,5vw,3.6rem)!important;line-height:1.04!important;letter-spacing:-.04em;color:var(--s-pine2);margin:0!important;max-width:none!important}
.page-hero .lead{font-size:1.05rem;color:var(--s-soft);margin:14px 0 0!important;max-width:none}
.section{padding:clamp(24px,4vw,40px) 0 clamp(56px,8vw,96px)!important}
.page-hero + .section{padding-top:clamp(16px,3vw,28px)!important}

/* legal articles: single column, no empty sidebar */
.article-wrap{display:block!important}
.article{max-width:none!important}
.article-aside{display:none!important}
.article h2{font-size:1.25rem;letter-spacing:-.02em;color:var(--s-pine2);margin:2.2rem 0 .6rem}
.article p,.article li{color:#2E3F3A;line-height:1.7}

/* FAQ: same divider style as the home page */
.faq{display:block!important;border-top:1px solid var(--s-line)}
.faq details{background:none!important;border:0!important;border-bottom:1px solid var(--s-line)!important;border-radius:0!important;box-shadow:none!important;padding:0!important;margin:0!important}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 2px!important;font-weight:600;font-size:1.04rem;color:var(--s-pine2)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:28px;height:28px;border-radius:50%;background:var(--s-wash);border:1px solid var(--s-line);display:grid;place-items:center;font-weight:500;font-size:1.1rem;color:var(--s-pine);line-height:1;transition:background .3s,color .3s}
.faq details[open] summary::after{content:"\2212";background:var(--s-pine);color:#fff;border-color:var(--s-pine)}
.faq details p{padding:0 2px 20px!important;margin:0!important;color:var(--s-soft);line-height:1.65}

/* Apply: intro + form side by side, aligned to the same width */
.pg-apply .section>.wrap.apply-grid{max-width:1120px!important;display:grid!important;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(28px,5vw,64px);align-items:start}
.pg-apply .page-hero .wrap{max-width:1120px!important}

/* ---------- mobile ---------- */
@media (max-width:760px){
  .snav-in{height:58px;grid-template-columns:1fr;justify-items:center;padding:0 16px}
  .snav .brand img{height:20px}
  .snav-links,.snav-r{display:none}
  .smbar{display:flex;align-items:center;gap:14px;position:fixed;z-index:70;left:0;right:0;bottom:0;padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--s-line);box-shadow:0 -12px 30px -22px rgba(14,44,40,.45)}
  .smbar .sbtn{flex:1;padding:.9rem 1rem;font-size:1rem}
  .smbar-l{font-weight:600;font-size:.95rem;color:var(--s-pine);padding:.6rem .4rem;text-decoration:none}
  body:not(.pg-apply) footer{padding-bottom:calc(110px + env(safe-area-inset-bottom))!important}
  .page-hero .wrap,.section>.wrap,.section>.narrow,.narrow{padding-left:18px!important;padding-right:18px!important}
  .page-hero h1{font-size:2.3rem!important}
  .pg-apply .section>.wrap.apply-grid{grid-template-columns:1fr}
  .faq summary{font-size:.98rem;padding:17px 2px!important}
}